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Archives: 2023

Baby on Board: Insurance Checkup for New Parents

Baby on Board: Insurance Checkup for New Parents

If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change.You’ll trade late nights out for sleepless nights in. You’ll master new skills – like changing diapers and soothing a newborn. And most importantly, you’ll have the responsibility of caring for a new member of your family.Having your first child is a huge milestone. And like...

Should I have an Emergency Fund Along with Life Insurance?

Should I have an Emergency Fund Along with Life Insurance?

Life insurance can help protect your loved ones financially in case of your death. If you have a whole life or universal life insurance policy, you may be able to access accumulated cash value for emergency funds during your lifetime. Even so, it is a good idea to have an emergency fund in addition to life insurance. You never know when the unexpected will happen....

Top Three Reasons Why People Buy Life Insurance

Top Three Reasons Why People Buy Life Insurance

Before you get life insurance coverage, you should understand why you need it. While there are many reasons to buy life insurance, the most common reasons include:Final expenses: Final expenses refer to any expenses related to someone’s passing. This can include a casket, funeral, preparations, memorial service, cremation and more. Life insurance for final expenses is worth considering—after all, the National Funeral Directors Association reports that the median price...

How Cold Weather Affects Tire Pressure

How Cold Weather Affects Tire Pressure

From corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list: Tire pressure dips caused by lower temperatures.Making sure your tires are properly inflated is an important part of getting the best performance out of your vehicle – especially during the winter months. After all, your tires represent the only point of contact between your vehicle...

How to Declutter Your Home, Once and for All

How to Declutter Your Home, Once and for All

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?”That’s where decluttering comes in.Simply put, decluttering is the methodical practice of removing all the unused, unwanted or unnecessary items (i.e. “clutter”) in your home. And while it’s a helpful practice for those looking to downsize...