Commonly Overlooked Types of Business Insurance
Posted: May 4, 2021
You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...
Ask Your Insurance Agent These 7 Savvy Questions Before You Turn 45
Posted: May 4, 2021
Questions To Ask an Insurance Agent When You’re In Your 40’s 1. What is guaranteed replacement cost? Losing your home to a fire or other catastrophe is a terrible experience. Yet, it can get even worse if, in the aftermath, you learn that you don’t have enough coverage to rebuild your house back to the way it was before tragedy struck – or increased costs...
Nest Full? 6 Things to Discuss Now With Your Insurance Agent
Posted: May 3, 2021
Questions to Ask an Insurance Agent in Your 40’s and 50’s 1. We’re on a collision course with college tuition and expenses. What can we do to ease the pain? No doubt, expenses can be tight when you’re parenting teens and a “send money” request is just a push notification away. It pays to find ways to reduce costs any way you can. Your ERIE...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
Q&A: Does My Insurance Cover Tornado Damage?
Posted: April 30, 2021
Q: Is my home covered if a tornado strikes? A: Tornado damage typically falls into two categories: wind damage and water damage. Wind Damage Most standard homeowners insurance policies will cover wind damage caused by a tornado, since wind is considered a covered peril. That means wind damage to your roof, windows, and siding will generally be taken care of by your insurance company. (Learn...